Nov 01

Apply for FAFSA

Free Application for Federal Student Aid (FAFSA) is a program of the United States Department of Education that facilitates the processing, awarding, and monitoring of FAFSA grants, FAFSA student loans, and FAFSA financial aid in general.

Why should you apply for FAFSA?

FAFSA financial aid has a budget of about $150 billion every year for students all over the state. If you are someone who wants to attend college or a career school, but do not have adequate funding, FAFSA gives you a shot at getting the education that you want.

Who can apply for FAFSA?
FAFSA gets around 22 million applications every year for over $6,200 colleges and career school in the different states. The qualifications for FAFSA slightly vary per college and state, but the basic federal qualifications are the same:

  • A citizen of the United
  • Holder of a valid Social Security Number (except for the students from the Federated States of Micronesia, Republic of the Marshall Islands, and Republic of Palau)
  • Holder of a General Education Development (GED) certificate or high school diploma or home schooling papers
  • Enrolled as a regular student seeking a degree or certificate in an eligible program
  • Have a good academic record
  • Have no outstanding federal student loans or no existing refund for a federal student grant
  • Registered with Selective service
  • Have not gotten any conviction for drug related offenses

How can I apply in FAFSA?

Applying for FAFSA is a pretty straightforward process. In addition, since the advent of the internet, it has been a lot easier. Going to the official website of FAFSA will give access to the necessary FAFSA form to fill out, the list of requirements to present, and even the FAFSA estimator. Suffice it to say, applying for FAFSA is just a few clicks and types away.

When do I have to apply for FAFSA?
Since FAFSA operates on a limited budget and on a first come, first served basis, the earlier you apply, the better. Although the set FAFSA deadline is June 30, the deadlines for FAFSA applications vary per educational institution and state. To avoid confusion and to be ahead of the majority of FAFSA applications, the best advice is to apply for FAFSA by January 1 if possible.

Are there different kinds of FAFSA?
There are many different kinds of FAFSA, but they are generally grouped into three:

  • College or school FAFSA
  • State FAFSA
  • Federal FAFSA

Furthermore, FAFSA can be in the form of student loan and grants to name a few.

Is FAFSA the same as a scholarship?
FAFSA is not the same as a scholarship. FAFSA covers expenses for schooling that financial aid awardees will have to settle at a later time. On the other hand, a scholarship is given by institutions without necessarily needing payment later. In effect, scholarships can be much harder to get and sustain.

All other information that you may need about FAFSA financial aid such as FAFSA phone number, free FAFSA forms, and application for FAFSA pin, etc. can be found at the official FAFSA website www.fafsa.ed.gov.

Free Application for Federal Student Aid (FAFSA)

To get started with any other financial aid such as the BOG you need to complete the FAFSA and submit the required documents to the financial aid office. You can complete this form quickly by going to FAFSA website.

The system will ask you some questions and you should get a SAR or a Student Aid Report from FAFSA in about two to four weeks after you have submitted the FAFSA. This will depend upon whether you did this online or by regular paper. Your SAR will have all the information you put of your FAFSA which will be forwarded to colleges that you listed on the FAFSA and the grant agency for the state. The college will notify you for eligibility and then send you a letter for more information.

Nov 01

What are the Deadlines for FAFSA?

 FAFSA (Free Application for Federal Student Aid) is currently the most popular form signed by students in the United States if they are looking for financial aid grants of different types. Both undergraduate and graduate students can apply. FAFSA is not only good for a single program. It is a gateway to receive at least one of the financial aid programs given in the United States and that includes:

  1. Federal Student Aid Programs (9)
  2. State Aid Programs (605)
  3. Institutional Aids

 The application for FAFSA starts every first day of the year. You are encouraged to file as early as possible since some states such as Kentucky, Tennessee, Illinois, South Carolina, North Carolina, and Vermont offer grants on a first come first serve basis.

FAFSA Deadlines

The ones who set FAFSA deadlines are the federal and state agencies together with the school financial aid offices. They vary depending on individual rulings. Some schools might set a deadline by the month of January itself, while some take longer. But in general, filing for FAFSA for a certain year has a deadline.

FAFSA application ends by midnight of June 30 CST. It is the deadline to file FAFSA for the current year. If you are applying for financial assistance for school year 2014 to 2015, the FAFSA filing deadline is by June 30, 2015, though it starts January 1, 2014. This means that the application is valid for 18 months. The same is applied for graduate school FAFSA deadline.

If you want to avail priority filing, you must know that the FAFSA priority filing deadlines are set on March 1. Filing before that time can increase your chances to be given the maximum amount of aid you are eligible to receive.

Filing after the Deadline

The deadlines stated do not mean that your application will no longer be accepted. It will still be accepted; however, there comes so many risks. Since it is commonly a first come, first serve, your chance of being granted with financial aids will be lessened. If you are truly serious upon getting a financial aid for your college education, better be early. Filing FAFSA after deadline presumes you are not being very serious or interested about it at all. There are only a few spots available so do not waste your chance to file earlier as soon as you can.

FAFSA helps not just you, but also your family in giving you quality education from prestigious schools. So if ever you came from a low-income earning family, do not lose hope and chances upon the possibility to study in your dream school in college even if it is expensive. FAFSA is here to realize that dream. Just do everything you can to avail one of the FAFSA financial aids and that includes noting when the deadline to file FAFSA is. Forgetting it for a moment might lead to you filing it late. If you want to help your family, file FAFSA earlier and enjoy the aid that might be given to you. Do your best in school and be thankful to the state, which gave you the opportunity to study for free or for a lesser fee.

Nov 01

Am I Eligible for FAFSA?

Free Application for Federal Student Aid (FAFSA) is one of the hottest topics of the youth, especially since the financial situation across the globe began to go pretty much unstable. FAFSA raises many questions and to avoid misinformation, here is a rundown of FAFSA FAQ to help students and families learn how to avail of it.

What is FAFSA?

Federal Student Aid is a component of the United States Department of Education and is the largest provider of financial aid for students across the US. Under the Title IV of the Higher Education Act of 1965, the role of the Federal Student Aid is to manage programs regarding financial assistance (grants, work-study funds, loans) for students attending college or career school.

Free Application for Federal Student Aid (FAFSA) sometimes referred to as FAFSA financial aid, is a program developed by Federal Student Aid to facilitate the process of submission, screening, and approval of student aid.

What does FAFSA do?

FAFSA is involved in the entire process of student financial aid:

  • Accepting and processing applications
  • Disseminating useful information regarding student financial aid through FAFSA online and other avenues
  • Managing student aid report and federal student loan portfolio
  • Serving as an oversight in monitoring the compliance of students, schools, financial institutions, and all other program participants with laws and regulations regarding federal student aid programs
  • Securing repayment from federal student loan borrowers
  • Assisting students and families through the process of financial aid

How many people avail of FAFSA?

The United States Department of Education awards approximately $150 billion a year in federal student aids. FAFSA processes about 22 million submissions yearly, covering over 6,200 colleges and career schools in different states.

Who is eligible to apply for FAFSA?

The criteria for eligibility for federal student aid varies on the type of student aid one wants to apply for. The following are the basic eligibility criteria for FAFSA:

  • A citizen of the United States (or eligible non-citizen of the United States)
  • Have a valid Social Security Number (except for the students from the Federated States of Micronesia, Republic of Palau, and the Republic of the Marshall Islands)
  • Have a General Education Development (GED) certificate or high school diploma or home schooling papers
  • Be enrolled as a regular student seeking a degree or certificate in an eligible program
  • Have satisfactory academic performance
  • Have no existing refund on a federal student grant or no outstanding federal student loan
  • Be registered with Selective service (except for students from Republic of Marshall Islands, Republic of Palau, and Federated States of Micronesia)
  • Have not incurred conviction for offenses related to illegal drugs (possession of, sale of, etc.) while receiving federal student aid

What are the different types of federal student aid?

There are many types of federal student aid such as the Federal Pell Grant, Federal Supplemental Education Opportunity Grants (FSEOG), Education Award for community service with AmeriCorps, aid in serving in the military or for being the spouse or child of a veteran to name a few. Federal student aids are generally categorized under:

  • Grants
  • Loans
  • Work-study

 How is the FAFSA estimator used?

The FAFSA estimator is also called FAFSA4caster and is found at the FAFSA website. All that needs to be done is to select the answers to the questions on the page and the options for paying for college or the FAFSA estimate will be revealed at the end.

What is the FAFSA pin?

The FAFSA pin is a 4-digit number used in combination with the unique Social Security Number, name, and birthdate. The FAFSA pin is used to identify FAFSA accounts and access personal information. The FAFSA pin is something that has to be applied for and it is used to sign Federal Student Aid documents, make binding legal obligations and access personal records.

Nov 01

File Your FAFSA Early for the Most Federal Student Aid

Free Application for Federal Student Aid (FAFSA) is a program by the United States Department of Education. Every year, about $150 billion is awarded in federal student aids. With this much budget, it is no surprise that the amount of FAFSA applications submitted yearly is about 22 million, which covers more than 6,200 colleges and career schools all over the country.

The FAFSA financial aid process is a very detailed one and it can take as short as a few weeks to as much as two months, depending of course on when you applied and the completeness of the application you submitted. Simply put, the sooner you apply, the better.

When are the FAFSA Deadlines?

FAFSA Deadlines vary depending on the federal government, state government, and college or university. Aside from having different deadlines, each of the three also have different quotas or specific number of federal student aids awarded each year.

  • The federal FAFSA deadline is always June 30, which gives applicants about 18 months to file the form.
  • The state FAFSA deadlines are often earlier than federal deadlines and they vary for every state. The best advice is to check with the state department for the exact deadline and requirements.
  • The college FAFSA deadlines vary for every institution. Some have deadlines as early as February. It is also best to check with the educational institution of your choice so that you stay updated with the important dates regarding FAFSA.

Why is do you need to file your FAFSA early?

Most financial aids for students are first-come, first-served basis. Since there is a specific allocation for every type of federal student aid, the access to loans, and grants are controlled within the limited pool of money. Simply put, if you don’t file for FAFSA early on, there will be many more who might get the financial aid before you.

When is the best or earliest time to file FAFSA?
Submit your FAFSA as soon as you can. The best advice is to file your FAFSA as early as January 1 and begin filing for other scholarships after. Remember that your application has to go through a whole process, along with many other applicants. Getting it in early will make your documents get read, verified, and hopefully approved faster so you will not have to worry about the limited slot for the different kinds of grants available.

Why should I file FAFSA before applying for a scholarship?
If you get a scholarship approved before you get FAFSA, your scholarship will be credited against the FAFSA meaning you may not get as much financial aid as you hoped for or maybe even get denied. It is wise to remember that when you have to make a choice between federal student aid and scholarship, scholarship is not something you have to pay back in the future.

More related information such as FAFSA worksheet, eligibility requirements, kinds of FAFSA loans, FAFSA calculator or FAFSA estimator, calendar of specific deadlines, application for FAFSA pin and FAFSA forms are available at the official FAFSA website www.fafsa.ed.gov.

Nov 01

How to Find FAFSA Preparer Online?
With the United States Department of Education allocating over $150 billion and receiving over 22 million FAFSA financial aid  applications, it is easy to see why many applicants are seeking to submit way ahead of the FAFSA deadlines and find ways to turn in a good application. Although the process of filing for FAFSA does not appear that complicated, there are those who choose to seek for FAFSA help either for expedited processing of FAFSA application or just Professional FAFSA Filling Assistance. Here are some answers to frequently asked questions about Professional FAFSA Filling Assistance:

What are the benefits of hiring a Professional FAFSA Filling Assistance?
You can think of a FAFSA preparer pretty much like a tax preparer. The FAFSA preparer helps with the following:

  • Expedited processing of FAFSA application (application can be finished as quickly as 20 minutes) so you never miss a deadline whether college FAFSA, state FAFSA or federal FAFSA
  • Reviewing of the important points and necessary information that needs to go into your FAFSA application
  • Gives personalized advice and consultation as to how to get the most out of your FAFSA application.
  • Provides better explanations and insights as to how the whole FAFSA system works and saves you the confusion

How to Find FAFSA Preparer Online?

Finding a FAFSA preparer online is as easy as going to any search engine for a basic search. The trickier part is really finding a preparer to trust with your personal information and FAFSA application. It is important to note that FAFSA and the United States Department of Education are not affiliated with any of the companies or websites that offer FAFSA filing services. Since many sites offer Expedited FAFSA Filing and Professional FAFSA Filling Assistance, here are some things to look for when you search for one:

  • Client Feedback

Check the reviews and comments of those who have availed of the company services. In some cases, word of mouth works too, ask those who have gotten their FAFSA approved to know which FAFSA preparer online they enlisted.

  • Years in Existence

Although it may not always be the case, companies who have been around for longer may have a better system and better trained staff.

  • Availability of Services

There are some companies that offer 24/7 service and there are those with a wider array of services compared to others.

  • Guarantee of Confidentiality and Privacy

Since the FAFSA application requires a Social Security Number (and then some more), it is best to look at the policies of a company regarding the handling of your information.

  • Cost

It does not have to cost too much to get help with FAFSA, but at the same time, be wary that something very cheap may be dubious and remember that you may need to turn over some personal information so beware.

Of course, if you are not enlisting Professional FAFSA Filling Assistance, the only other FAFSA Filing Options left are to file it yourself or ask a person you trust to do it for you.

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